Free 1099 Tax Calculator
For freelancers, gig workers, Etsy sellers, and side hustlers. Federal + self-employment + state taxes estimated for 2024.
Your numbers
Drag the sliders. Everything updates live.
Mileage, home office, software, gear — anything deductible.
Set aside per paycheck (weekly)
$254
About 22% of every check — move it the moment it lands.
Self-Employment
$7,347
Federal
$2,655
State (CA)
$3,383
Total / year
$13,386
Safe harbor (quarterly)
$3,346
Pay this every quarter and the IRS legally cannot hit you with an underpayment penalty. Next deadline: June 15, 2026.
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How this 1099 tax calculator works
The calculator estimates the three taxes every US freelancer owes: self-employment tax (15.3% on 92.35% of your net earnings), federal income tax (using 2024 single-filer brackets after standard deduction, half-SE deduction, and a simplified QBI deduction), and state income tax (using an average effective rate for your state).
This is an estimate — accurate enough to plan around, not to file from. For decisions with significant tax impact, work with a licensed CPA. Looking for something more personalized? Try the AI demo for a deduction list tailored to your work, or browse the persona guides: DoorDash, Etsy, Freelance writers.
Numbers refresh every time you change a slider. Nothing is sent to a server — all math runs in your browser.